About
Our mission is to provide our clients with uncomplicated access to the world’s major currencies through our proprietary platform and create a financial ecosystem that significantly reduces the time and cost of cross-border payments.
Next generation payments, powered by the latest technology.
Processing cross-border payments can be expensive and complex. Legacy infrastructure, slow settlement times and manual payment processing create inefficiencies for you and your clients.
With our cutting-edge technology, BCUS can reduce cross-border payment costs for banks, non-bank financial institutions, payment service providers (“PSPs”), marketplaces, and corporates.
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We are a:
Fully licensed bank
with Central Bank Clearing Rails
An engine for real-time global transactions
Cross-border payments in 24 currencies
Platform
for innovation
Access to 11 local clearing schemes
World-class APIs
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Pioneering Fintech Innovation
for Seamless Global Banking
We were founded when the concept of Fintechs was founded. That allowed us to bypass old, bureaucratic and expensive systems. We enable global banking services with modern banking rails and our world-class API.
By connecting to the world’s clearing systems, we enable our clients to move liquidity in real-time for all major currencies securely and compliantly.
Today, our solutions power payments propositions for greater then 490 financial institutions, marketplaces and banks. Our payment volumes are in excess of 550 billion Euros.
We provide the infrastructure to help our clients build innovative financial services.
Expand Your Global Reach
We enable our clients to gain global reach and access to the markets in which their customers want to trade.
Visit the contact page to connect with our global team.
Learn More About Our Regulatory Framework
Banking Circle was acquired by EQT VIII and EQT Ventures, in partnership with Banking Circle’s founders in September 2018.
Find out more on regulatory information below.
Our Mission
To increase efficiency
and reduce costs
around cross-border transactions.
Transforming
Cross-Border Payments
Banking Circle is taking on a job that very few other Banks or Fintechs want to tackle. We have committed significant investment to building a unique super-correspondent banking network so that a cross-border transaction that used to take 5 days and cost 50 Euros, takes only 5 seconds and costs 50 cents in the future.
2013
- Saxo Payments launched, incubated by Saxo Group
- Payment Institution Licence granted in Denmark
2016
- Awarded:
“Most Disruptive Payments Technology” at the Emerging Payments Awards
2017
- Rebranded as Banking Circle
- Virtual IBAN solution launched
- Processed €50bn in payments volume
2018
- EQT becomes financial and strategic partner
- Banking Circle established as an independent entity
2019
- European Banking Licence granted in Luxembourg
- United Kingdom and Danish branches established
2020
- Direct connection to European Central Bank established
- Joined SEPA Clearing Scheme
- German branch established
2021
- Transitioned to 100% cloud-based technology
- Joined Danish National Intraday Clearing Scheme
- Joined SEPA Instant Clearing Scheme
- Processed €250bn in payments volume across 116 million annual transactions
2022
- BC Payments Australia subsidiary established, with Australia Financial Services licence in Australia
- Joined SEPA Direct Debit clearing scheme
2024
- Swedish branch established
- Banking Circle Liechtenstein subsidiary established, with credit institution licence in Liechtenstein
Where to find us
750 Washington Blvd., Suite 610
Stamford, CT 06901